Mexico Insurance Coverage Comparisons
When it comes to insurance there two important factors: coverage and cost. Mexican Auto Insurance is no different. Mexpro offers a number of policy options to ensure you can find a policy that fits your needs.
Mexpro represents several insurers and each offers three types of policies: premium full coverage, standard full coverage, and liability only. Our premium policy offers the best coverage available on the market, while the liability only policy provides the minimum required by law in Mexico. Below find the breakdown of coverage options and limits offered by each company.
A.M. BEST Ranking
A++
A+
A
A++
A+
A
A++
A+
A
Parent Company
Chubb Group
Great American Insurance Company
Grupo Bal
Chubb Group
Great American Insurance Company
Grupo Bal
Chubb Group
Great American Insurance Company
Grupo Bal
Physical Damage
Up to declarations page value, less than Market Value* ($500 deductible, $2000 ATV/UTV)
N/A
Glass Breakage
Deductible is 20% of the damages
Third Party Liability Coverage
$500,000
$300,000 or $500,000
$300,000 or $500,000
Medical Payments**
$15,000 / $75,000
$15,000 / $75,000
$30,000
$10,000 / $50,000
$10,000 / $50,000
$5,000 / $25,000
$10,000 / $50,000
$10,000 / $50,000
$5,000 / $25,000
Legal Assistance / Bail Bond
$500,000
$500,000
$50,000
$300,000 or $500,000
$300,000 or $500,000
$30,000
$300,000 or $500,000
$300,000 or $500,000
$30,000
Travel / Roadside Assistance
MexVisit® Travel Assistance Included
Total Theft
$1000 Deductible, $2000 ATV/UTV
$1000 Deductible, $2000 ATV/UTV
$500 Deductible, $2000 ATV/UTV
$1000 Deductible, $2000 ATV/UTV
N/A
Partial Theft / Vandalism
$500 Deductible. No ATV/UTV coverage.
N/A
N/A
Increased U.S. Labor Rates (for U.S. Repair)
$100 for all Vehicles
$200 for all Vehicles
Car, Van, Moto - $50 SUV, Pickups - $55 RV - $70 All others - $50
N/A
N/A
Extension of Liability to Towed Units
YES
YES
YES
Physical Damage for Registered Off-Road Vehicles***
YES
YES
N/A
Collision Deductible Waiver When 3rd Party at Fault
YES
N/A
N/A
Parent Company
Chubb
Chubb Group
El Aguila
Great American Insurance Company
GNP
Grupo Bal
Physical Damage
Chubb
El Aguila
GNP
Up to the value appearing on the Declarations page,
not to exceed Market Value*
(Subject to $500 deductible, $2000 for ATV/UTV)
not to exceed Market Value*
(Subject to $500 deductible, $2000 for ATV/UTV)
N/A
Glass Breakage
Chubb
El Aguila
GNP
Deductible is 20% of the damages.
Third Party Liability Coverage
Chubb
El Aguila
GNP
$500,000
Choose $300,00 or $500,000
Medical Payments**
Chubb
El Aguila
$15,000 / $75,000
$15k / $75k
$10,000 / $50,000
$10k / $50k
N/A
GNP
$30,000
$30k
$5,000 / $25,000
$5k / $25k
N/A
Legal Assist / Bail Bond
Chubb
El Aguila
$500,000
Choose $300,00 or $500,000
GNP
$50,000
$30,000
Travel / Roadside Assistance
Chubb
El Aguila
GNP
MexVisit® Included
Total Theft
Chubb
El Aguila
$1000 Deductible, $2000 ATV/UTV
N/A
GNP
$500 Premium Deductible, $1000 Standard,
$2000 ATV/UTV
$2000 ATV/UTV
N/A
Partial Theft / Vandalism
Chubb
El Aguila
GNP
$500 Deductible. No ATV/UTV coverage.
N/A
Increased U.S. Labor Rates (for U.S. Repair)
Chubb
$100 all Vehicles
N/A
El Aguila
$200 all Vehicles
N/A
GNP
Car, Van, Moto $50
SUV, Pickups $55
RV $70
SUV, Pickups $55
RV $70
N/A
GAP Coverage
Chubb
El Aguila
GNP
Up to 15% above Actual Cash Value
N/A
Extension of Liability to Towed Units
Chubb
El Aguila
GNP
YES
Physical Damage for Registered Off-Road Vehicles***
Chubb
El Aguila
GNP
YES
N/A
Collision Deductible Waiver When Third Party at Fault
Chubb
El Aguila
GNP
YES
N/A
*Market Value is equal to the Private Party Value as determined by Kelly Blue Book.
**Motorcycle insurance policies DO NOT include medical payments for any drivers or passengers.
***Off-road vehicles are not covered for physical damage while the vehicle is off-roading, only while on legal roadways.