Mexico Motorcycle Insurance Coverage
If you have never gone to Mexico on your bike, you are missing out. There are a number of well attended rallies and charity events that are worth checking out. Mexpro offers both liability and full coverage policies, satisfying Mexico's minimum insurance requirements, as well as ensuring you have the best motorcycle insurance coverage on the market for Mexico. And, it's easy to purchase a policy using our online system.
Our policies provide high liability limits and low deductibles, guaranteed bail bond and legal assistance, and travel/roadside assistance. Our full coverage policies provide physical damage and theft. Premium polcies also include partial theft and vandalism coverage, and more.
Note that ATV/UTV policies differ from Motorycle policies.
Liability Only
Liability only policies DO NOT cover damages to or theft of your motorcycle, nor for theft of parts or components.
Full Coverage
Full coverage policies provide liability coverage plus coverage for your motorcycle. Our Premium policy has increased limits, low deductibles, and many bonus coverages, making it one of the best policies available in Mexico.
Liability
LIMIT:
Options of $300,000 or $500,000
DESCRIPTION:
Liability insurance coverage is a requirement for driving in Mexico. Liability coverage pays for damages to other person(s) and/or vehicle(s) involved in an accident you caused.
Legal
LIMIT:
Up to the Liability Limit
DESCRIPTION:
Guaranteed bail and legal assistance, up to the liability limit you chose on the quote application.
MexVisit® Travel Assistance
DESCRIPTION:
MexVisit® is a comprehensive travel assistance program that provides medical, travel, legal and roadside assistance.
Liability
LIMIT:
$500,000
DESCRIPTION:
Liability coverage is required to drive in Mexico. It pays for damages to other person(s) and vehicle(s) involved in an accident you caused, up to the $500,0000 limit.
Legal
LIMIT:
$500,000
DESCRIPTION:
Guaranteed bail and legal assistance, up to the liability limit of $500,000.
MexVisit® Travel Assistance
DESCRIPTION:
MexVisit® is a comprehensive travel assistance program that provides medical, travel, legal and roadside assistance.
Physical Damage
DEDUCTIBLE:
$500
DESCRIPTION:
Covers damages caused to your motorcycle from a collision, up to the insured amount you chose OR the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Theft
DEDUCTIBLE:
$1,000
DESCRIPTION:
If your motorcycle is stolen in Mexico, this coverage will pay up to the insured amount OR the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Partial Theft
DEDUCTIBLE:
$500
DESCRIPTION:
Covers theft of parts and accessories that are permanently attached to your motorcycle, excluding video and sound equipment, and personal property.
Vandalism
DEDUCTIBLE:
$500
DESCRIPTION:
Covers your motorcycle in the event it is vandalized, up to the insured amount you chose or the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Uninsured Motorist Deductible Waiver
DESCRIPTION:
If someone else causes an accident with you, but does not have insurance, you are covered up to the insured amount you chose OR the actual cash value of your motorcycle, whichever is less. There is no deductible applied under this coverage. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Increased Labor Rates
DESCRIPTION:
Covers increased labor costs, up to $100 per hour.
Gap Coverage
LIMIT:
15% above ACV
DESCRIPTION:
On a covered total loss or total theft, Gap pays the difference between the actual cash value and what is owed on a lease or loan, up to 15% above the motorcycle's actual cash value. The physical damage or theft deductible will still apply.
Liability Only
Liability only policies DO NOT cover damages to or theft of your motorcycle, nor for theft of parts or components.
Liability
LIMIT:
Options of $300,000 or $500,000
DESCRIPTION:
Liability insurance coverage is a requirement for driving in Mexico. Liability coverage pays for damages to other person(s) and/or vehicle(s) involved in an accident you caused.
Legal
LIMIT:
Up to the Liability Limit
DESCRIPTION:
Guaranteed bail and legal assistance, up to the liability limit you chose on the quote application.
MexVisit® Travel Assistance
DESCRIPTION:
MexVisit® is a comprehensive travel assistance program that provides medical, travel, legal and roadside assistance.
Full coverage
Full coverage policies provide liability coverage plus coverage for your motorcycle. Our Premium policy has increased limits, low deductibles, and many bonus coverages, making it one of the best policies available in Mexico.
Liability
LIMIT:
$500,000
DESCRIPTION:
Liability insurance coverage is required to drive in Mexico. It pays for damages to other person(s) and vehicle(s) involved in an accident you caused, up to the $500,0000 limit.
Legal
LIMIT:
$500,000
DESCRIPTION:
Guaranteed bail and legal assistance, up to the liability limit of $500,000.
MexVisit® Travel Assistance
DESCRIPTION:
MexVisit® is a comprehensive travel assistance program that provides medical, travel, legal and roadside assistance.
Physical Damage
DEDUCTIBLE:
$500
DESCRIPTION:
Covers damages caused to your motorcycle from a collision, up to the insured amount you chose OR the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Theft
DEDUCTIBLE:
$1,000
DESCRIPTION:
If your motorcycle is stolen in Mexico, this coverage will pay up to the insured amount OR the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Partial Theft
DEDUCTIBLE:
$500
DESCRIPTION:
Covers theft of parts and accessories that are permanently attached to your motorcycle, excluding video and sound equipment, and personal property.
Vandalism
DEDUCTIBLE:
$500
DESCRIPTION:
Covers your motorcycle in the event it is vandalized, up to the insured amount you chose or the actual cash value, whichever is less. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Uninsured Motorist Deductible Waiver
DESCRIPTION:
If someone else causes an accident with you, but does not have insurance, you are covered up to the insured amount you chose OR the actual cash value of your motorcycle, whichever is less. There is no deductible applied under this coverage. We suggest you use the Kelly Blue Book or NADA Guide to determine your motorcycle value.
Increased Labor Rates
DESCRIPTION:
Covers increased labor costs, up to $100 per hour.
Gap Coverage
LIMIT:
15% above ACV
DESCRIPTION:
On a covered total loss or total theft, Gap pays the difference between the actual cash value and what is owed on a lease or loan, up to 15% above the motorcycle's actual cash value. The physical damage or theft deductible will still apply.
Medical Payments
While auto insurance policies generally provide a low limit for medical payments coverage, in the event you or your passengers are injured, there is no medical payments coverage for drivers or riders with Mexico motorcycle insurance policies. That doesn't mean you have to go without. Mexpro offers International medical insurance policies that are inexpensive and provide this missing coverage. You should also check with your U.S. health insurer to find out what level of coverage they will provide if you incur hospital bills in Mexico.